Your Business Is Everything
Your Business Is Everything
We Protect your Reputation.
When chaos strikes, adjusters are the face of your business.
Adjusters can make or break your reputation. If the farmer isn’t happy, the agent’s not happy. If the agent’s not happy, it prompts reevaluation of where to place their business.
We remove that risk by ensuring you have experienced adjusters who understand the procedures and communication required to maintain healthy client relationships.
A proven track record:
– High satisfaction ratings.
– Prompt, thorough documentation.
– Meeting inspection deadlines.
– Innovative claims approaches for private products.
Timing Matters
Timing Matters
Rapidly Adapt to Fluctuating Claim Demands.
Ready for every season, no matter what comes. With on-call adjusters available as you need them, you’re ready to handle the immediacy of peak claim seasons.
Ready when you need.
Expand your capacity to rapidly handle increased claims volume, while reducing your staffing, managing and training load. Our adjusters are always available when you need them.

Trust in Experience
Trust in Experience
Extensive Field Experience.
We bring decades of deep understanding in seasonal risk patterns, geographic and agronomic factors and crop vulnerabilities. Knowing how to adjust all crop types, whether common or specialty, in an already niche industry makes diversified talent hard to come by.


Crops
Specialty
Alfalfa Seed
All Other Citrus Trees
Apple Trees
Avocado Trees
Avocados
Barley
Burley Tobacco
Cabbage
Camelina
Canola
Carambola Trees
Corn
Cotton
Forage Production
Forage Seeding
Fresh Apricots
Fresh Freestone Peaches
Fresh Market Sweet Corn
Fresh Market Tomatoes
Fresh Nectarines
Grain Sorghum
Grapefruit
Grapefruit Trees
Grapevine
Cotton Ex Long Staple
Dry Beans
Dry Peas
Flax
Flue Cured Tobacco
Grass Seed
Green Peas
Hemp
Hybrid Corn Seed
Hybrid Sorghum Seed
Hybrid Sweet Corn Seed
Kiwifruit
Lemon Trees
Lemons
Mandarin/Tangerine Trees
Mandarins/Tangerines
Mango Trees
Micro Farm
Millet
Mint
Mustard
Nursery (NVS)
Oats
Onions
Orange Trees
Oranges
Peaches
Peanuts
Pears
Pecan Trees
Pecans
Peppers
Plums
Pomegranates
Popcorn
Potatoes
Processing Apricots
Processing Beans
Pumpkins
Rice
Rye
Sesame
Silage Sorghum
Soybeans
Sugar Beets
Sugarcane
Sunflowers
Sweet Corn
Tangelos
Tangors
Tomatoes
Triticale
Wheat
Apples
Almonds
Blueberries
Cherries
Grapes
Pistachios
Walnuts
Whole-Farm Revenue Protection
All The Capabilities You Need.
Certified. Qualified.
On top of extensive field experience, every adjuster on our team is fully trained, licensed, CAPP-certified and versed in current technologies. This expertise ensures all claims and inspections are accurately conducted, thoroughly documented and promptly submitted — saving time and cost while preserving your reputation.
Underwriting Inspections
Perennial Crop Pre-Acceptance (PAIR)
Whole-Farm Revenue Protection (WFRP) when PAIR is required
Nursery Crop Inspections
Other Crops that require a Pre-Acceptance Inspection
Acreage Report Review & Validation
Claims
All Claim Types: Replants, Prevented Planting, Production and Revenue Loss
Field Inspections
Appraisals
Specialty Crops & WFRP
Documentation Gathering
Specials Reports & Findings
Compliance
Growing Season Inspections (GSI)
Pre-Harvest Inspections (PHI)
Other reviews as required
Solving More, with Less.
Less Cost
Reduce loss adjusting expenses. Only pay for resources you need, when you need them.
Less Effort
Finding talent is hard. Spend less time recruiting and training new hires.
More Flexibility
You can be responsive to immediate fluctuations in claims volume.
More Confidence
Ensure your reputation with experienced, customer-savvy adjusters.
Ready When You Need Us.
A sales representative will contact you shortly. Please allow 24 hours during regular business hours for our team to assess and respond to your inquiry.
Suzanne Shields, Director: 615.519.8519
AG Services Guide
Napa River Insurance Services, Inc. is an equal opportunity provider. In accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident.
Napa River Insurance Services, Inc. is an equal opportunity employer.